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Credit Report Errors and How to Dispute Them

Credit Report Errors and How to Dispute Them

If any of the information on your credit report is inaccurate, follow these three steps to effectively dispute credit report errors: 1. Write a letter to the credit reporting company, explaining which information is wrong. 2. Along with the letter,…

Debt Settlement: What you Need to Know.

Mortgage Initiative from the CFPB

Debt settlement companies target financially distressed people and offer to negotiate with creditors on their behalf. These companies do this in an attempt to reach a lump sum settlement for less than the full amount owed. But, this practice exposes…